October 2025 Market Forecast for the Eastern Shore

by David J. Moore

As the leaves start turning shades of gold and crimson across the Eastern Shore of Maryland, the housing market is also shifting gears. October is a fascinating month for buyers and sellers alike—families have settled after the back-to-school rush, the summer crowds have faded, and motivated buyers are still out hunting for homes before the holidays. If you’ve been wondering whether now is the right time to make a move, this October 2025 market forecast will give you the insights you need.

What We’re Seeing on the Eastern Shore This Fall

The Eastern Shore market has its own rhythm—quite different from Annapolis or the Baltimore suburbs. Buyers often fall in love with the lifestyle here: waterfront living, small-town charm, and communities like Kent Island, Stevensville, and Chester where neighbors still wave to one another.

This October, inventory is steady but still lower than pre-pandemic averages. Sellers are in a good position, but buyers aren’t left out in the cold either. Many homes priced correctly are still moving within 30–45 days. And while bidding wars are less common than they were in 2021–2022, desirable properties—especially waterfront or well-maintained homes under $600,000—can still attract multiple offers.

Mortgage Rates and Buyer Demand

Mortgage rates are expected to hover in the 6.25%–6.5% range throughout October 2025. While this is higher than the record lows we saw a few years ago, it’s more stable than last year’s rollercoaster. That stability is encouraging many buyers who had been sitting on the sidelines to re-enter the market.

For example:

A young couple looking in Stevensville might have been priced out last fall when rates spiked. This year, they can finally budget confidently.
Downsizers in Chester who sold their larger home in spring are now seeing more inventory of single-level homes and condos available in October.

This combination of rate stability and motivated buyers means well-prepared sellers can still capture strong offers.

Seasonal Trends: Why October Matters

Fall is often overlooked as a “hot” time in real estate, but on the Eastern Shore, October can be the sweet spot:

Less competition for buyers – Many families who needed to move before the school year already bought over the summer. That leaves motivated buyers (relocations, retirees, or those with flexible timelines) who are serious about making offers.
More attention for sellers – With fewer new listings hitting the market, your home stands out. For example, a home in Queen Anne’s County listed in October may see more showings than if it were competing with dozens of summer listings.
Fall curb appeal – Homes surrounded by autumn colors and crisp waterfront views can feel even more inviting. A well-staged porch with pumpkins and mums can tip the scales in your favor.

Price Forecast for October 2025

Based on September’s closing data across Kent Island, Stevensville, Chester, and Easton, we expect the average sales price to remain steady, with a slight 1–2% increase for well-maintained homes.

Entry-level homes ($300k–$450k): Still highly competitive due to demand from first-time buyers.
Mid-range homes ($500k–$750k): Balanced—buyers here are selective but willing to pay for updates and location.
Luxury homes ($1M+): Longer days on market, but waterfront estates remain desirable, especially with out-of-state buyers looking for second homes.

This means sellers should feel confident listing in October, while buyers still have room to negotiate—especially if a home has been sitting on the market since summer.

Tips for Buyers This October

If you’re planning to buy on the Eastern Shore this fall, here are a few strategies to give you the edge:

Get pre-approved early – Show sellers you’re serious in a market where motivated buyers are king.
Look beyond summer hotspots – Areas like Centreville or Grasonville often have hidden gems that don’t get as much attention as Kent Island.
Use the season to your advantage – Sellers who list in October are often eager to close before the holidays, which can open the door to negotiation.

💡 Pro tip: Our VIP Buyer Program gives you early access to properties before they hit the market. That can be the difference between getting your dream home and missing out.

Tips for Sellers This October

If you’re selling this fall, focus on:

Pricing it right – Overpricing will only cause your home to linger, especially with today’s savvy buyers.
Highlighting fall charm – Simple décor, cozy staging, and professional photos can make your listing stand out.
Acting before the holidays – Listing now avoids the distraction of Thanksgiving and Christmas, when buyer activity naturally slows.

💡 Pro tip: Ask about our Free Seller Guide, which breaks down step-by-step how to sell quickly and for top dollar on the Eastern Shore.

What This Means for You

Every buyer and seller has a unique situation. Maybe you’re a first-time buyer nervous about rates, or a seller wondering if waiting until spring makes more sense. The truth is—there’s no one-size-fits-all answer. But what we can say with confidence is that October 2025 offers opportunity on both sides of the market.

Imagine this: You list your Stevensville home in mid-October, stage it beautifully, and within two weeks you have three serious offers—one from a relocating family who needs to close quickly. Or picture yourself as a buyer, finding a hidden gem in Chester that’s been sitting on the market since August, and negotiating $10,000 off the asking price.

That’s the real-world story of October on the Eastern Shore: balanced, but full of possibility if you know how to play it.

Let’s Talk About Your Next Move

Whether you’re ready to buy your first home, upgrade to waterfront living, or sell and downsize, October could be your month. And you don’t have to figure it all out alone—our team is here to guide you with local expertise, smart strategies, and proven results.

👉 Ready to buy or sell? Contact David J. Moore & Associates at 410-733-6477 or visit ChesapeakeShoresRealtor.com