What $750K Buys You on the Eastern Shore in 2025

If you've been dreaming of coastal charm, laid-back living, and waterfront beauty, you're not alone. The Eastern Shore of Maryland continues to attract homebuyers looking for a mix of lifestyle and value—and in 2025, a $750,000 budget opens up some exciting possibilities.

Whether you're relocating, retiring, or simply searching for your forever home by the bay, this guide will walk you through what your money can buy across Kent Island, Queen Anne’s County, Talbot County, and surrounding areas.

Let’s take a closer look.

The $750K Sweet Spot on Maryland’s Eastern Shore

The $750,000 price point is what we like to call the “sweet spot” for many Eastern Shore buyers. It offers access to:

• Waterfront or water-privileged homes

• Newer construction in amenity-rich communities

• Historic charm with modern upgrades

• Acreage and privacy without sacrificing convenience

This budget level is perfect for buyers who want more than just a starter home—but aren’t quite in the ultra-luxury market. And the best part? You’ll get far more house (and lifestyle) for your money than you might across the bridge.

What Types of Homes Can You Expect?

🏠 Kent Island: Waterfront Living Without the Annapolis Price Tag

For around $750K on Kent Island, you might land a 3–4 bedroom waterfront home with a private dock or enjoy panoramic Chesapeake Bay views from your back porch. Communities like Bay City, Romancoke on the Bay, or Queen Anne Colony often have listings that check all the boxes: updated interiors, open layouts, and stunning sunsets over the water.

Example: A recent home in Stevensville featured 2,800+ sq ft, a chef’s kitchen, and deeded water access—priced at $749,000.

🏡 Queen Anne’s County: Space, Style, and Suburban Charm

Just a little further inland, your $750K could buy a newer custom-built home on an acre or more, often with high-end finishes, a home office, and even an in-ground pool. Think Centreville, Queenstown, or Grasonville—places that offer space to breathe while keeping you close to shopping, dining, and major routes.

Looking for multigenerational living? You’ll also find homes with in-law suites or finished basements—great for extended family or rental income.

🏘️ Talbot County: Historic Homes, Modern Comfort

Talbot County is known for its historic charm, especially in towns like Easton and St. Michaels. For $750K, you could own a lovingly restored Victorian or Colonial home just steps from boutique shops and art galleries—or snag a newer home with water views and classic design touches.

Imagine sipping coffee from your wraparound porch while horse-drawn carriages roll by in the distance. That’s the kind of lifestyle you can expect in this part of the Shore.

A Buyer’s Market with Unique Perks

Compared to metro areas like DC or Baltimore, Maryland’s Eastern Shore still offers competitive pricing, especially in the mid-to-upper range. In 2025, inventory has become more balanced, giving buyers more negotiating power and more time to make smart decisions.

You’re not just buying a house—you’re buying:

• Walkable waterfront communities

• Access to boating, crabbing, and kayaking

• A sense of peace and pace that’s hard to find elsewhere

Whether you're commuting, retiring, or investing, that $750K could unlock your version of “home” here.

Tips for Making the Most of Your Budget

💡 1. Focus on Long-Term Lifestyle

Ask yourself: How do I want to live? Do you dream of hosting crab feasts by the dock, having your own garden, or living close to quaint town centers? Use your answer to guide your search.

💡 2. Prioritize Location over Perfection

You can update finishes. You can’t change the view or the neighborhood. A slightly dated kitchen might be worth it if it comes with unobstructed water access.

💡 3. Leverage Local Expertise

A good local agent (🙋‍♂️ that’s us!) can help you uncover off-market gems or navigate nuances like flood zones, septic systems, and HOA regulations—all of which are common on the Eastern Shore.

Why Work with Us?

At David J. Moore & Associates, we help buyers like you maximize your budget while avoiding costly mistakes. Our VIP Buyer Program gives you:

• First access to homes before they hit the market

• Customized tours based on your must-haves

• Expert guidance on pricing, inspections, and negotiation

• Trusted local connections—from lenders to contractors

We’re not just here to open doors—we’re here to help you find the door that feels like home.

The Bottom Line

With a $750K budget on Maryland’s Eastern Shore in 2025, you’re in a strong position to buy something truly special—whether it’s a waterfront cottage, a new build with acreage, or a historic gem steps from town.

But homes at this price point are still moving fast, especially the ones with standout features. The key is to be prepared, act strategically, and have the right team on your side.

👉 Ready to buy?
Contact David J. Moore & Associates at 410-733-6477 or visit ChesapeakeShoresRealtor.com to get started with our VIP Buyer Program today.

Let’s find your Eastern Shore dream home—together.