Queen Anne's County Real Estate Market Update - February 6th 2026 | What Buyers & Sellers Need to Know

The Numbers Are In: Here's What February 2026 Tells Us About Queen Anne's County Real Estate

Here is what has been going on in the Queen Anne's County Real Estate Market since December 2025 and if you're considering buying or selling a home in Queen Anne's County, these numbers will help you make smarter decisions. Whether you're eyeing a rancher in Stevensville, a waterfront estate in Queenstown, or a family home in Chester, understanding the current market conditions is essential to achieving your real estate goals. et's dive into what the data reveals.

Q1 2026 At a Glance: Key Market Statistics

Metric	Last 60 Days
Total Homes Sold	48
Total Sales Volume	$30.7 Million
Average Sale Price	$639,685
Median Sale Price	$500,000
List-to-Sale Ratio	97.4%
Average Days on Market	60 days
Months of Inventory	6.4 months

Is It a Buyer's Market or Seller's Market?

With 6.4 months of inventory currently on the market, Queen Anne's County is operating in what real estate professionals call a balanced-to-buyer's market.

Here's the general rule of thumb: less than 4 months of inventory favors sellers, 4-6 months is balanced, and more than 6 months favors buyers. At 6.4 months, buyers have slightly more negotiating power than we've seen in recent years. 

The pricing reality check: 52% of sellers had to reduce their asking price before finding a buyer. The average price reduction was $51,728, this is a little inflated because of some major price reductions in the luxury market. This underscores the critical importance of pricing your home correctly from day one.

 

Where Are Homes Selling? Sales by Area

City/Area	Sales	Avg Price	$/SqFt
Stevensville	15	$505,607	$254
Chester	13	$574,490	$282
Queenstown	5	$1,545,980	$343
Chestertown	5	$524,100	$232
Centreville	4	$521,750	$206
Grasonville	3	$528,333	$234

Key Takeaway: Stevensville and Chester on Kent Island continue to dominate sales activity, accounting for 58% of all Q1 transactions. Queenstown commands the highest prices, driven primarily by waterfront and luxury properties.

 

What Types of Homes Are Buyers Choosing?

Ranchers dominate the market with 16 of 48 sales (33%). This single-story style appeals to empty nesters, retirees, and buyers looking for aging-in-place options. The 3-4 bedroom configuration represents the sweet spot, accounting for 33 of 48 sales (69%). The average home that sold was 2,329 square feet at $261 per square foot.

The Waterfront Premium

Waterfront properties command a significant premium in Queen Anne's County. The numbers tell the story: waterfront homes averaged $2.18 million compared to $537,000 for non-waterfront properties. That's roughly a 4X premium for water access.

How Are Buyers Financing Their Purchases?

• Conventional Loans: 56% of buyers
• Cash Purchases: 21% (average purchase price: $984,239)
• FHA Loans: 13%
• VA Loans: 4%

Cash buyers are targeting higher-end properties, with their average purchase nearly double that of financed buyers. This is consistent with the trend of retirees and investors moving to the Eastern Shore.

How Quickly Are Homes Selling?

The average days on market was 60, but the speed varies dramatically by price point:

• Under $400K: 23 days average
• $400K-$600K: 75 days average
• $600K-$800K: 65 days average
• $800K+: 62 days average

Overall, 44% of homes sold within 30 days, while 21% took more than 90 days. Price and presentation are the key differentiators.

What This Means for You

If You're Selling:

1. Price it right from day one. With over half of sellers reducing their price, overpricing will cost you time and money.
2. Expect 60 days on market. Plan your timeline accordingly, especially if you're coordinating a purchase.
3. Negotiate from a realistic position. Homes are selling at 97.4% of list price—buyers will expect some room to negotiate.

 

If You're Buying:

4. You have leverage.4 months of inventory means sellers may be more willing to negotiate.
5. Move fast under $400K. Entry-level homes are selling in just 23 days on average.
6. Get pre-approved first. With 56% of buyers using conventional financing, having your financing in order gives you a competitive edge.

Ready to Make Your Move?

Whether you're buying or selling in Queen Anne's County, having accurate market data and local expertise makes all the difference.

Get your free home valuation or see homes before they hit the market by contacting David J. Moore & Associates:

• Phone: 443-733-6477
• Website:www.ChesapeakeShoresRealtor.com
• Email: connect@davidjmoore.net

Your Home Sold at 100% of Asking Price—Guaranteed, or We'll Pay You the Difference.*